What To Do If You Lose Two-Wheeler Insurance Documents?

How Can I Download Bike Insurance Duplicate Copies Online?
Downloading the duplicate for online-purchased insurance for a two-wheeler policy is far simpler than the offline one.
The procedures for downloading a bike insurance policy online are listed below:
- Go to the insurance company’s official website.
- Choose the desired policy type and fill out the form with your data, policy details, etc.
- You might need to confirm your profile.
- After validating your information, you can access and save the policy document. Take a printout of the paper and send a copy to your registered email address.
How Can I Download An Offline Copy Of My Duplicate Bike Insurance?
If you need to find your policy documents, here are the procedures to obtain an offline copy of your bike insurance policy.
- Notifying your insurer is the first thing you should do if you discover that you have misplaced your insurance policy documents. The insurance company will begin providing a duplicate copy as soon as you notify them. You can inform them by visiting the closest branch of your insurer or by calling their toll-free number.
- Submitting an application is the second step. In this step, you must draft an application that includes all of the policy’s details. The information needed for the application is listed below:
- The applicant’s full name
- The insurance policy number
- The date of insurance policy issuance
- Type of cover
- Two-wheeler RC number
- You must also state the reason behind your additional bike insurance policy paperwork application. Sometimes, the insurer may even charge a fee for issuing the paper.
- The third step in the event of a loss of insurance for two-wheeler papers is to file a formal complaint. When submitting an application for a duplicate copy of bike insurance, you must also make sure that the insurer receives a copy of the First Information Report (FIR).
- In the fourth step, you must sign an indemnity bond with a certain amount of money. The bond must be marked on non-judicial stamp paper with the insured’s name and insurance policy number written on it. Certain insurers may request the signatures of two witnesses, who need not be family members and information about your financial situation.
- This is an additional action that an insured must take to retrieve misplaced motor insurance documentation. It is necessary for you to notify your insurer of the missing papers and to run an advertisement in the newspaper.
Suggestions To Remember If Your Bike Insurance Documents Are Lost
Here are some guidelines if you need help finding the original insurance policy documents.
- Searching your home, office, car, and other locations for the policy documents should be your first step.
- If you cannot locate the paper, try not to use the car for a brief period so that you can request a duplicate copy.
Losing your two-wheeler insurance documents can be daunting, but don’t fret; you can still file a motor insurance claim in case of an unfortunate event by applying for a duplicate. Always make sure that you do the process of bike insurance renewal on time.
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.